Real Estate Questions & Answers

What do lenders have to tell you

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What kind of loans do TRID Disclosures cover?

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What 6 pieces of info make a TRID Loan

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What is a business day for Real Estate Loan Disclosures

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What will the TRID loan estimate tell me?

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Could my loan exceed the loan estimate?

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Can my settlement charges change?

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When do I get my loan closing disclosure?

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Calculating your cash to Close

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Your rights and rules for Closing Disclosures

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How do I determine my housing needs

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How do I begin the process of buying a home?

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How do I know if I’m ready to buy a home?

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How do lenders decide the maximum loan amount?

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How does purchasing a home compare with renting?

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Do I need a lawyer to buy a home?

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Why use a Realtor?

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What should I look for when deciding on a community?

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How can I find out about schools and communities

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What should I look for when walking through a house?

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How can I keep track of all the homes I see?

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What questions should I ask when looking at homes?

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What should I do if I am feeling excluded from certain things?

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What other issues should I consider before buying a home?

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How do I determine the initial offer?

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How do I make an offer?

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How is a home marketed?

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Which square footage should I use?

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How do I set the price on my House?

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How do I calculate my price?

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What details can I ask my Broker in advance?

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How do I select a Broker?

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What is a counter offer?

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How do I evaluate an offer?

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How should I prepare the outside for an open house?

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How should I prepare the inside for an open house?

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How should I prepare for Internet showing?

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How do I make a home ready to sell?

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How can I improve my homes value?

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What do I get at Closing?

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What happens on Closing Day?

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What are Real Estate Commissions?

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Title insurance explained

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Closing Costs explained

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What is an Escrow Account?

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What is a loan estimate?

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What is the difference between pre-qualified and pre-approved?

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What is equity?

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What does ability to repay mean?

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What is a rate lock and do I need one?

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What are home warranties and do I need one?

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Do I really need home owner’s insurance?

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Do I need to be there for the inspection?

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What is an inspection clause?

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What is Earnest money

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How do I make an offer?

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"The Best Place to Find Your Home"

Office

HomeSmart Evergreen Realty Calif. DRE# 01814504

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9901 Irvine Center, Irvine, California 92618